Employee Life Insurance
Provides benefits to your designated beneficiary in the event of your death.
You are eligible for life insurance if benefits have been negotiated for you (or for the bargaining unit employees of your employer). This benefit is not available to dependents.
Naming a Beneficiary
Contact the Administrative Office at 1-800-499-8121 to receive a beneficiary card. Death benefits will be paid only to the beneficiary named on the card.
If you should die within 31 days from the date your insurance is terminated, the full amount of insurance will be payable to your named beneficiary.
If you have been continuously insured for at least 2 years and it is determined that you suffer from a terminal illness and have a life expectancy of 6 months or less, before your death, up to 50 percent of your benefits may be paid to you or a designated party.
Filing a Claim
In the event of your death, your beneficiary should contact the Administrative Office at 1-800-499-8121. The appropriate forms will be sent to your beneficiary, who must then complete and return them to the Administrative Office, along with a certified copy of your death certificate.
Dependent Life Insurance
Provides benefits to you in the event of the death of an eligible dependent.
- Pays you $1,000 in the event of the death of your spouse.
- Pays you $100 in the event of the death of a dependent child under the age of 6 months.
- Pays you $1,000 in the event of the death of a dependent child age 6 months to 19 years (or to age 23 if a full-time student).
Filing a Claim
You must fill out a Aetna Death Claim Form and return it to the Administrative Office, along with a certified copy of the death certificate.